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Technical Dossier
Refund Advantage

Reliable
Anticipated Plan

Issuing Authority

Reliable Nepal Life

Verified Plan

Anticipate the best. Prepare for the rest.

The Human Perspective

This is the 'Money Back' elite tier. It's designed for those who want a structured refund of their capital at key intervals. It's not just insurance; it's a self-funding protection machine.

Why Act Today?

Structure your future cash needs today. Lock in your payouts before your next major life event arrives.

Legacy Preservation

Every premium is a silent brick in the wall of your family's dignity. We ensure that wall never falls.

Technical Dossier

Instrument
Specifications

Entry Age
18 to 55 Years
Policy Term
10, 12, 15, or 20 Yrs
Sum Assured
Min. NPR 200,000
Generate Analysis Report

Valid for current fiscal assessment

Refined Protection Features

Alternate Payouts

Refunds issued every alternate year starting from the 5th year.

Impact: Perfect for frequent major expenses like school fees or recurring investments.

Total Integrity

Full Sum Assured paid on death, regardless of previous money-backs.

Impact: No deductions for survival benefits; your family gets the full shield.

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Design Your
Financial Legacy.

Take the first step toward absolute certainty. Parishkrit Bastakoti is ready to architect a strategy as unique as your life.